1. Morgan and Alex did not do a poor job on budgeting, in fact, they did a good job of budgeting throughout most of the 30 days. It only seemed like they did a bad job of budgeting based on their medical bills. They owed and overwhelming amount of money at the end of the 30 days, all from emergency room bills for the both of them. Without insurance, just walking through the door can charge you up to $500. Not a penny went to waste for Alex, who would walk to work everyday so she wouldn't have to spend $2-$3 on the bus. The only time Morgan wasn't a thoughtful spender was when he had his niece and nephew over for a weekend. This is when the line of wants and needs conflicts with saving money. This also brings up an argument between Morgan and Alex about what and what not to spend money on. Morgan has a more relaxed thought of money, and thinks it should be spent on important events and occasions, like birthdays and Easter. Alex was more strict about money, and kept a tight budget throughout the 30 days. Morgan may have broke before the 30 days was over, but the two of them together kept steady budgets.

12. The cause for arguments over finances is based on wants and needs. There are certain things you need to have in order to live a healthy life. These include food, shelter, warmth, etc. But there are things that people, like Morgan, want, rather than need. Morgan spent his money on things he wanted, like snacks and movies, when Alex only bought things she needed. Alex didn’t even take the bus, because she thought that it was something that she didn’t need to waste only a few dollars on. Arguments would stir when these events happened. Morgan would go about spending money for pleasure, and Alex didn’t spend a dime on anything for herself. Over 50% of divorces are due to finance. Needs and wants can control our lives and how we live healthy lives.